All features
For everyone
Deposits protected, end to end.
Liivra Pay holds deposits and OTPs in an FSCA-regulated trust account, backed by Standard Bank. Funds only move when both parties confirm — no handing cash over, no chasing a landlord for your deposit back, no mystery fees.
How it works
Four steps. No mystery — every release is logged and auditable.
Landlord flags escrow on the listing
When a property is posted for rent or sale, the landlord toggles Liivra Pay on before publishing. Tenants and buyers see the protection badge before they apply.
Tenant pays into the trust account
After the application is approved, the tenant pays the deposit via Paystack. Funds route to TradeSafe — not the landlord, not Liivra — and are held in trust.
Both parties confirm move-in
Tenant moves in. Landlord confirms in-app. A 7-day CPA cooling-off protects the tenant if the place isn't what was listed.
Funds release — or a dispute opens
Confirmation triggers release to the landlord within 48 hours, minus the Liivra Pay fee. Any dispute pauses release and TradeSafe mediates between both parties.
See what your fee looks like
Move the slider — the fee updates instantly. Same math the checkout uses, nothing hidden.
Rent deposit
Typical rent deposits in SA run 1–2 months’ rent. Slide to see exactly what the Liivra Pay fee looks like at any amount.
R 500R 150 000
Liivra Pay fee
R 225(1.50%)
1.5 % of the amount above — deducted at release, not upfront.
Landlord receives at release
R 14 775
Cleared into your nominated bank account within 48 hours of release confirmation.
Release triggers
- Landlord confirms tenant moved in — funds released next business day.
- 7-day CPA cooling-off — tenant can withdraw before move-in.
- Dispute opened → TradeSafe mediates, funds held until resolved.
Indicative figures. Final fees are confirmed at checkout. Escrow held in TradeSafe's FSCA-regulated trust account, backed by Standard Bank.
- FSCA-regulatedTrust account operated by a registered Financial Service Provider.
- Standard Bank backedEscrow deposits held in a ring-fenced account at a big-four bank.
- Rental Housing Act compliantDeposit handling meets statutory trust-account requirements.
- CPA cooling-offTenants get a 7-day withdrawal window per the Consumer Protection Act.
Transparent, low, capped
The fee comes off the released amount, never upfront. Lower than attorney trust accounts, lower than 1 % agent deposit holds.
| Who pays | What for | Amount |
|---|---|---|
| Landlord | Rent deposit held until move-in | 1.5 %or R 150 min, whichever is higher |
| Seller | Purchase deposit held until transfer | 0.5 %capped at R 29 999 |
| Tenant / Buyer | Paying into escrow | FreePaystack surcharge applies (~1 %) |
Full pricing breakdown on the Pricing page.
Stop sending deposits to strangers.
Find a listing you love, apply in minutes, and pay your deposit into a trust account — not a WhatsApp number.