Property calculators

When you want the exact number, not a conversation, Liivra's calculators give it to you instantly and for free. Each one is a standalone tool you can use as often as you like.

The five calculators

• Bond repayment — your monthly repayment for a given loan amount, interest rate, and term.
• Affordability — the bond and price you can afford, based on your income and expenses.
• Transfer duty — the SARS transfer duty payable on a purchase, by price band.
• Bond & registration costs — the once-off legal and registration costs of buying.
• Rent vs Buy — a side-by-side of renting versus buying over time, to see which comes out ahead for you.

How to use them

1. Open a calculator from the finance tools or a listing.
2. Enter your figures — they're pre-filled with sensible defaults you can change.
3. Read the result immediately; adjust any input to see it update.

Getting the full picture

• Use the calculators for precise figures, and the Bond Agent chat when you want those figures explained in context.
• Ready for a real bond? The bond originator referral connects you to a registered originator for actual quotes.
• All amounts are in ZAR. The calculators are estimates to help you plan — your bank or conveyancer confirms the final numbers.